The modern core for every
micro finance institution
Now fully cloud-native — nothing to install, nothing to maintain. Your entire core opens in a browser, ready in seconds.
Your entire institution, one pane of glass.
Ledger, loans, field collections and reporting share one live surface. No modules to stitch together — open a browser and the whole core is already there.
Portfolio
Borrowers
Disbursed · 30d
PAR 30
Portfolio outstanding
Portfolio mix
Loan type distribution
Loan origination funnel
31% conversionIncome vs expense
Cumulative balance
Transaction distribution
Recent activity
View all
One system for everything after the loan.
Fincore unifies the four pillars of microfinance operations — so your team stops stitching tools together and starts compounding outcomes.
A double entry engine that never blinks.
Process millions of transactions a day with real-time reconciliation, immutable audit trails and 99.99% ledger accuracy across every branch.
Originate to collect, in one flow.
Adaptive workflows for any lending product — from group loans to working capital.
Offline-first agents.
Repayment collection, onboarding and KYC — even when the signal drops.
See risk before it's risk.
Real-time portfolio health, NPL movement and agent performance — no warehouse required.
Regulatory reports, automated.
Configurable templates for central-bank reporting, AML monitoring and audit. Submit in minutes, not weeks.
Trusted by institutions and individuals.
Built to do the work.
Simplify complex workflows.
Origination, approvals, disbursement and collections run on one configurable flow — repetitive branch work happens automatically, so your officers spend their day with borrowers, not paperwork.
Unlock actionable intelligence.
Portfolio health, arrears, and branch performance update in real time. Every number drills down to the loan behind it — decisions stop waiting for month-end.
Connect your favourite tools.
Mobile money rails, credit bureaus, accounting suites and the regulator's reporting API — Fincore speaks to all of them out of the box, on one open API.
One core, for the way you lend.
Group lending
Most deployedJoint-liability groups, village banks and solidarity circles — with shared schedules, group meetings and per-member ledgers handled natively.
Individual & business loans
Any scheduleFrom market-vendor working capital to SME term loans. Flexible schedules, collateral registries and credit scoring on one origination flow.
Housing & asset finance
Long tenorIncremental housing, equipment and motorbike finance — long tenors, declining balance or flat, with insurance riders built into the product engine.
Small to large institutions
Scales with youFrom a two-branch startup MFI to a regulated deposit-taking institution — the same core scales with your licence, your products and your borrowers.
faster loan-cycle turnaround reported by institutions in their first year on Fincore.
See what institutions run on Fincore.
Pick an institution and see how one core changed the way they lend, collect and report.
“We were closing the books eleven days after month end. With Fincore the portfolio reconciles itself as collections land our board pack is ready on the 1st, every month.”
Mekong cut month end close from 11 days to same day and freed two officers back to the field.
A core for every balance sheet.
Starter
For young MFIs getting their first core.
- Up to 3 branches
- Core ledger & loan engine
- Field collections app
- Community support
Professional
PopularFor growing institutions that need rails and reporting.
- Unlimited branches
- Mobile money & bank rails
- Central-bank reporting
- Real-time analytics
- Priority support
Enterprise
For regulated, deposit-taking institutions.
- Self-hosted or dedicated cloud
- Custom integrations & SLAs
- Migration white-glove
- Dedicated success engineer
Welcome to the future of lending.
See Fincore in your environment. We’ll bring sample data from an institution your size — and walk the migration in 45 minutes.