The modern core forevery microfinance institution.
Ledger, loans, field operations, and analytics — engineered as a single cloud-native platform for the institutions extending capital to the next billion borrowers.
Institutions powering capital access in 14 countries.
One system for everything after the loan.
Fincore unifies the four pillars of microfinance operations — so your team stops stitching tools together and starts compounding outcomes.
A double-entry engine that never blinks.
Process millions of transactions a day with real-time reconciliation, immutable audit trails, and 99.99% ledger accuracy across every branch.
Originate to collect, in one flow.
Adaptive workflows for any lending product — from group loans to working capital.
Offline-first agents.
Repayment collection, onboarding, and KYC — even when the signal drops.
See risk before it's risk.
Real-time portfolio health, NPL movement, and agent performance — no warehouse required.
Regulatory reports, automated.
Configurable templates for central bank reporting, AML monitoring, and audit. Submit in minutes, not weeks.
Plugs into the rails already powering your institution.
Core banking, telecom KYC, central bank reporting, mobile money, credit bureaus — Fincore arrives pre-wired to the stack your team already trusts.
OpenAI
Agentic underwriting and credit memo generation, grounded in your portfolio.
Bank of Lao
Automated regulatory and monthly reporting straight to the central bank.
BCEL
Disburse approved loans directly to BCEL accounts in seconds.
M Money
Bi-directional mobile money rails for repayments and disbursements.
Lao Development Bank
Native ACH and clearing integration with LDB for high-volume cohorts.
Unitel Laos
Telecom-grade KYC verification for faster onboarding and approvals.
The teams reshaping access to capital run on Fincore.
We migrated half a million accounts with zero discrepancies. Real-time reconciliation alone gave the finance team back a week each month.
Our field agents doubled their efficiency on the Fincore mobile app. Onboarding villagers two valleys away is no longer a coordination problem.
We had Fincore wired into our credit-scoring engine and three payment rails inside of two weeks. The API surface is genuinely first-class.
Real-time NPL visibility changed how we run risk. We catch deteriorating cohorts before they become a board conversation.
Customer onboarding went from two days to ten minutes. The automated KYC flows feel like they were built for our market.
We migrated half a million accounts with zero discrepancies. Real-time reconciliation alone gave the finance team back a week each month.
Our field agents doubled their efficiency on the Fincore mobile app. Onboarding villagers two valleys away is no longer a coordination problem.
We had Fincore wired into our credit-scoring engine and three payment rails inside of two weeks. The API surface is genuinely first-class.
Real-time NPL visibility changed how we run risk. We catch deteriorating cohorts before they become a board conversation.
Customer onboarding went from two days to ten minutes. The automated KYC flows feel like they were built for our market.